Who is the Short Sale Negotiator?

Hello, my name is George Hunter and I am the program director of The Negotiated Solution. My company’s name is “The Short Sale Negotiator” and I have created this program for you as a solution to the current mortgage/housing crisis.

The Short Sale Negotiator is a licensed Real Estate Broker, represented by a principal broker that governs all real estate transactions that pass through our network on your behalf. As the director, I have extensive experience in mortgage lending, both in retail and wholesale, ranging from standard convention to government loans (FHA/VA) to Alternative A and on down to subprime. The managers of the support options outlined in the program are experienced lenders that work in conjunction with Licensed Real Estate Attorneys.

I am a graduate of Old Dominion University 1987, Norfolk, Virginia, BS Finance-Real Estate. After three years as a loan officer in 1990,just before the real brunt of the savings & loan crisis of the early 90’s hit, I started my lending company, Jefferson Mortgage Group, Ltd., I ran this company for 17 consecutive years through up and down markets and had substantial personal assets collateralized against my success or failure. In July 2007, when the risk reward scenario made it no longer feasible to lend, I decided to idle the company and pursue other interests. I decided to use my knowledge as a lender to move to the other side of the equation and help people with short sales.

A key ally in my quest to help the people and level the playing field for the homeowner with their lenders is Tucker & Associates, PLLC. , Attorneys at Law. The Principal, Lawrence Tucker, is a Georgetown Law Graduate with two masters degrees. After 21 years practicing in Northern Virginia, Lawrence is no stranger to real estate law. Tucker & Associates has been a credible backstop to our full service program in an arena where the lenders think they hold all the cards. Our mantra is “If we cannot add to the solution we don’t want to get involved and make the situation worse.” We do not advocate bankruptcy as the first line of defense to the current crisis. The Negotiated Solution is the first line of defense.

Why did I create this program?

I have over 20 years of direct mortgage lending experience. The last 6 years of which my independent company was directly affiliated with a large publicly traded banking institution, so I know the lender you face, frankly because I was the lender. 

During my career, I have personally unleashed attorneys on perpetrators of mortgage fraud. I have driven people with questionable moral character into bankruptcy with vengeance and pride. I was feared by many at my bank affiliate because I believed in strict accountability and would not flinch at the thought of turning the sword on one of them. Who should have to put up with incompetence in the world of money and capitalism anyway?  Now I have painted myself as a monster. 

Well the truth is that most of our situations were workouts with people just like you that were good people and wanted to cooperate. The harsh side was directed at the fraudsters and bad people that were clearly trying to take advantage of the lender. For all the good people that we negotiated with over the years we honestly tried to recover what we reasonably could and forgive the rest.  There was no incentive to start a fight or become righteous with a person that had a hardship but was cooperative, just because we were the lender.  These people needed our help and we offered it as often as we could.  We never felt we had to threaten these people or scare them into some type of compliance.   These folks, just like many of you, just needed help because for reasons out of their control, or by using bad judgment, got themselves into trouble.  We treated them with respect, and helped them as a rule, because with their cooperation they were helping us too.  This is how it is supposed to work.  

My passion to give something back enters the equation as a result of my recent experiences in directly negotiating short sales for individuals. On many occasions I came across people that were just plain scared and didn’t know what to do or expect and I was able to provide guidance. However, one day a lady with three children stopped by our office to drop off some financial information for her file.  It wasn’t even my client; I was just there to greet her on behalf of one of my partners.  She seemed very uneasy and insecure and asked if she could speak with me.  I was not prepared for what I was about to hear.  During our conversation she told me that she and her husband were stressed out and losing sleep.  Apparently her second trust lender that had no equity position remaining in her home had decided it would be beneficial to threaten her.  She and her husband were 80-100K in credit card debt and were starting to worry about groceries, and how to feed their three young children.  She just couldn’t pay but the lender didn’t care and didn’t want to hear it.  She was terrified and didn’t know what to do. 

As a husband and father, this enraged and touched me on a personal level to an extent that I wasn’t prepared for. I knew this activity wasn’t sanctioned at the top by the lenders but I also knew that the current environment could drive many lenders to these tactics out of desperation. This is just one of the recent stories. After all that I have recently witnessed I felt it was time to try to help as many people as I possibly could. 

There is no way I would be capable of creating a service to help millions of people.  This course is one man’s crusade to restore the peoples’ dignity and teach you the strategy and provide knowledge so you can rise up and storm the gates of lenders everywhere with confidence, conviction and without fear.